Companies with Blanket Liens

Overview

Over 442,000 UCC filings with blanket lien collateral — where a borrower has pledged all business assets to a creditor. A blanket lien is the most comprehensive form of secured lending, covering all current and future assets. These filings are a strong signal of significant credit relationships and can indicate either well-capitalized businesses with major credit facilities or companies that have exhausted more targeted collateral options.

What's Included

• Blanket Lien Filings: UCC filings specifically coded with blanket lien collateral
• Debtor Profiles: Company name, address, and ZoomInfo company linkage
• Creditor Data: Lender name and type — typically banks and institutional lenders
• Filing Context: State, date, chain, and action code

Use Cases

Credit Risk Assessment

Blanket liens signal that a company has committed all assets as collateral. Factor this into credit scoring, underwriting, and risk evaluation.

Working Capital Alternatives

Companies with blanket liens may be looking for alternative financing that doesn't require additional asset pledges — revenue-based financing, factoring, or unsecured credit.

Acquisition Due Diligence

Before acquiring a business, check for blanket liens. These filings reveal existing security interests that transfer with the business and must be addressed in any transaction.

Lender Competitive Intelligence

Track which lenders hold blanket liens on target accounts. Understanding existing credit relationships helps position competing offers.