Audience

All Active UCC Filings in the US

40M+ active UCC lien filings with creditor-debtor relationships, collateral types, and filing dates across 47 states

Overview

Over 40 million active UCC (Uniform Commercial Code) filings across 47 states and Washington DC. Every UCC filing is a public record establishing a creditor's legal interest in a debtor's assets — making this dataset a comprehensive map of commercial lending relationships, asset-backed financing, and business credit activity in the United States.

What's Included

  • Filing Details: Filing number, chain number, state, date, and action code
  • Debtor Intelligence: Company name, address, phone, website, and ZoomInfo company ID for the borrowing entity
  • Creditor Intelligence: Company name, address, and type (secured party or assignee) for the lending entity
  • Collateral Classification: Equipment, inventory, accounts receivable, vehicles, real estate, blanket lien, and more
  • Filing Chain: Link related filings (amendments, continuations, assignments) back to the original filing

Use Cases

Commercial Lending Intelligence

See which companies are borrowing, what they're pledging as collateral, and who's lending to them. Build a complete picture of a company's secured debt before extending credit.

Equipment Financing Leads

Companies that have filed UCC liens against equipment are active borrowers with demonstrated need for asset financing. Target them at renewal or when filings approach expiration.

Competitive Intelligence for Lenders

Track which lenders are most active in your target market. See filing volume, collateral types, and geographic concentration for any creditor in the dataset.

Risk Assessment

Incorporate UCC filing data into credit risk models. Companies with multiple active liens, blanket liens, or recent filing activity may carry different risk profiles.

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Created by

Dow Jones

Dow Jones

General Manager, Emerging Data Products

Data Overview

Records
40,000,000+
Coverage
United States (47 states + DC)
Update Frequency
Monthly

Key Attributes

  • Filing number and filing chain
  • Filing state and date
  • Debtor company name, address, and ZoomInfo ID
  • Creditor company name, address, and ZoomInfo ID
  • Collateral codes (equipment, inventory, vehicles, real estate, etc.)
  • Filing action history within the chain (filed, amended, continued, assigned, released; audience includes only currently active liens)
  • Creditor type (secured party vs assignee)

Common Use Cases

  • Commercial lending and credit intelligence
  • Equipment financing lead generation
  • Competitive intelligence for lenders
  • Risk assessment and underwriting