# Companies with Recent UCC Filings

> 5M+ UCC filings from the last 24 months — recently active borrowers with fresh lending relationships

**Source:** https://gtm.ai/marketplace/gtm-audiences/companies-with-recent-ucc-filings

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## Overview

Over 5 million UCC filings from the last 24 months — the most recent lending activity in the dataset. Recent filings are the strongest buying signal: these companies are actively borrowing, their financing needs are current, and the creditor relationship is fresh. Use recency to prioritize outreach and time competitive offers.

## What's Included

- **Recent Filings**: UCC filings from the last 24 months only
- **Debtor Profiles**: Company name, address, and ZoomInfo linkage for active borrowers
- **Creditor Data**: Current lender name and type
- **Collateral Types**: Equipment, inventory, vehicles, real estate, and more
- **Filing Actions**: New filings, amendments, continuations, and assignments

## Use Cases

### Active Borrower Prospecting
Companies with recent UCC filings are demonstrably in the market for financing. Target them with competing offers while their need is current.

### Competitive Displacement
See who's lending to your target accounts right now. Time your outreach to filing dates to offer better terms before the relationship deepens.

### Business Growth Signals
Recent filing activity often correlates with business expansion — new equipment, inventory buildup, or facility investment. Layer with firmographic data to qualify.

### Time-Sensitive Offers
Recent filings create urgency. Target companies within 90 days of filing for refinancing, additional credit, or complementary financial products.