# Companies with Blanket Liens

> 442K+ UCC filings with blanket liens — companies that have pledged all business assets as collateral for secured lending

**Source:** https://gtm.ai/marketplace/gtm-audiences/companies-with-blanket-liens

---

## Overview

Over 442,000 UCC filings with blanket lien collateral — where a borrower has pledged all business assets to a creditor. A blanket lien is the most comprehensive form of secured lending, covering all current and future assets. These filings are a strong signal of significant credit relationships and can indicate either well-capitalized businesses with major credit facilities or companies that have exhausted more targeted collateral options.

## What's Included

- **Blanket Lien Filings**: UCC filings specifically coded with blanket lien collateral
- **Debtor Profiles**: Company name, address, and ZoomInfo company linkage
- **Creditor Data**: Lender name and type — typically banks and institutional lenders
- **Filing Context**: State, date, chain, and action code

## Use Cases

### Credit Risk Assessment
Blanket liens signal that a company has committed all assets as collateral. Factor this into credit scoring, underwriting, and risk evaluation.

### Working Capital Alternatives
Companies with blanket liens may be looking for alternative financing that doesn't require additional asset pledges — revenue-based financing, factoring, or unsecured credit.

### Acquisition Due Diligence
Before acquiring a business, check for blanket liens. These filings reveal existing security interests that transfer with the business and must be addressed in any transaction.

### Lender Competitive Intelligence
Track which lenders hold blanket liens on target accounts. Understanding existing credit relationships helps position competing offers.