# Companies with Accounts Receivable Liens

> 2M+ UCC filings with accounts receivable collateral — companies using AR to secure financing

**Source:** https://gtm.ai/marketplace/gtm-audiences/companies-with-accounts-receivable-liens

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## Overview

Over 2 million UCC filings where accounts receivable is pledged as collateral. Companies that finance against their AR are managing cash flow through invoice factoring, asset-based lending, or AR credit facilities — a clear signal of working capital needs and receptivity to financial products.

## What's Included

- **AR Filings**: UCC filings with "Accounts Receivable" collateral code
- **Debtor Profiles**: Company name, address, and ZoomInfo linkage
- **Creditor Data**: Lender or factor name and type
- **Filing Context**: State, date, chain, and action code

## Use Cases

### Invoice Factoring
Target companies with AR liens for invoice factoring services. Existing AR-based financing demonstrates comfort with this funding model.

### Working Capital Lending
Reach AR-backed borrowers with working capital lines, revolving credit, and cash flow lending products that complement their existing AR financing.

### Cash Flow Management
Market cash flow forecasting, AR automation, and collections management tools to companies actively managing receivables as a financing source.

### B2B Payment Platforms
Companies financing against AR have B2B payment challenges. Target them with payment platforms, e-invoicing, and early payment discount programs.