# California Benefit Plans Renewing by October 2026

> Active California benefit plans with group policies expiring in the next 90 days: the renewal-timing outreach window for carriers and brokers

**Source:** https://gtm.ai/marketplace/gtm-audiences/california-benefit-plans-renewing-by-october-2026

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## Overview

Active California benefit plans whose group policies expire within the next 90 days, with policy end dates falling between now and October 2026. Renewal is the moment employers re-evaluate carriers and brokers. That makes this the sharpest timing window for competitive group-health outreach in the state.

## What's Included

- **Renewing Plans**: Active California plans with policies expiring in the window
- **Carrier Detail**: The incumbent carrier on each expiring policy
- **Renewal Dates**: Policy from/to dates driving the timing
- **Coverage**: Benefits provided on each plan
- **Contacts**: HR and benefits decision-makers at each sponsor

## Use Cases

### Renewal-Timing Outreach
Reach employers precisely when their policies are up for renewal and they're actively shopping.

### Carrier & Broker Displacement Window
Time competitive pitches to the renewal window, when switching costs are lowest.

### Q3-Q4 Pipeline Building
Build a dated pipeline of California accounts entering renewal through October 2026.

### California Group-Health Targeting
A clean, time-boxed list of California employers for carriers, brokers, and benefits providers.